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Custom Cash
Custom Cash
Welcome Offer: $200 back after $750 in the first 3 months
Multiples: 5X points on top spending category up to $500 each billing cycle
Restaurants, gas stations, grocery stores, travel, transit, streaming, drugstores, home improvement stores, fitness clubs, live entertainment
Annual Fee: $0
Strata
Strata
Welcome Offer: 30K points after $1000 in the first 3 months
Multiples: 3X points at grocery stores, gas stations, 3X category of choice: entertainment, fitness clubs, pet stores, streaming, hair & beauty stores, 2X restaurants
Annual Fee: $0
Strata Premier
Strata Premier
Welcome Bonus: 60K Points after $4000 in purchases in 3 months
Key Benefits: access to Citi point system, can turn double cash, custom cash and strata into full point transfer cards, access to Citi travel partners, $100 back on $500 hotel purchase through Citi
Multiples: 3X points at grocery stores, restaurants, gas stations, air travel and hotels
Annual Fee: $95
Strata Elite
Strata Elite
Welcome Bonus: 80K Points after $4000 in purchases in 3 months
Multiples: 12X Hotels, Car Rentals, Attractions in Portal, 6X on flights in portal, 6X at restaurants on Citi nights, 3X at restaurants, 1.5X on everything else
Benefits: $300 Hotel Benefit in portal, $200 Blacklane, Priority Pass Membership, 4 AA Lounge Passes, Global Entry / TSA Pre
Annual Fee: $595
Connor's Recommendation
Connor's Recommendation
Citi Trifecta: Citi Strata Premier, Double Cash, Custom Cash
2X Everything - Double Cash
3X Grocery Stores - Strata Premier
3X Restaurants - Strata Premier
3X Gas Stations - Strata Premier
3X Air Travel - Strata Premier
3X Hotels - Strata Premier
5X - 3X Restaurants, Gas Stations, Grocery Stores, Travel, Transit, Streaming, Drugstores, Home Improvement, Fitness Clubs, or Live Entertainment - Custom Cash / Citi Strata
Total Cost $95
I would pass on Citi Strata Elite < Venture X, Sapphire, Platinum
You can cash out Citi Points for 1 CPP
American Airlines is now a transfer partner!
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