Welcome Bonus: $200 after spending $500 in purchases in 3 months + 5% cash back at gas stations up to $6000 spent in the first year
Multipliers: 3% cash back on dining, 3% cash back at drugstores, 5% cash back on travel through Chase portal, 1.5% cash back on everything else.
Annual Fee: $0
Welcome Bonus: $200 after spending $500 in purchases in 3 months + 5% cash back at gas stations up to $6000 spent in the first year
Multipliers: 3% cash back on dining, 3% cash back at drugstores, 5% cash back on travel through Chase, 5% cash back in bonus quarterly categories up to $1500
Annual Fee: $0
Welcome Bonus: 80K points after $4000 in purchases in 3 months
Key Benefits: $50 hotel credit. Miles worth 25% more for booking and access to travel transfer partners
Multipliers: 3X points on dining, 2X points on travel, 5X points on travel through Chase, 3X points on streaming & online groceries, 5X points on Lyft & Peloton,
Annual Fee: $95
Welcome Bonus: 50K points after $4000 in purchases in 3 months
Key Benefits: $300 travel credit, 1 year of Lyft Pink, Priority Pass membership, Global Entry / TSA Pre credit, miles worth 50% more and access to travel transfer partners
Multipliers: 3X points on travel, 3X points on dining, 5X-10X points on travel through Chase, 10X points on Lyft & Peloton
Annual Fee: $550 - Effective Annual Fee $250
Chase & BILT in my opinion have the best cards
Best Setup: Chase Quadfecta
1 Sapphire Preferred / Reserve / Ink Preferred / Ink Reserve
need one of these to access transfer partners
+ 1 Freedom Flex + 1 Ink Cash + 1 Free Unlimited or Ink Unlimited
Chase Freedom Unlimited, Freedom Flex, Sapphire Preferred or Reserve
1.5X on All Purchases (CU)
3X Dinning (CU, CF, CS)
3X or 2X on Travel (CS)
3X Drugstores (CU, CF)
5X Rotating Categories (CF)
5X Chase Travel Portal (CU, CF, CS)
Total Cost $95 - $800